There has never been a better time to purchase a home.  Interest rates are still near record lows and home prices haven't been this low for twenty years.   

While it's true home mortgages require more documentation than they did just a few short years ago virtually anyone with adequate credit, sufficient verifiable income and assets can qualify for home loan financing.

First Place Mortgage LLC offers a wide variety of mortgage options.   By far today's most popular mortgage is the 30-years fixed rate which because of its stability has been the benchmark loan for more than half a century.  For buyers who prefer a shorter term and we offer terms as short as 10-years.

Adjustable rate mortgages are also available with ititial adjustments as short as one year to as long as seven years.   The start rate on these loans is usually about one to one and one half percent lower than 30-years fixed rates.   

For buyers who wish to pay very little down and / or have damaged credit we offfer FHA, VA loans and USDA loans.

Please call one of our loan officers and allow us to advise you how been to structure your home loan.